How EA's 5% Tax Works in FC 27 and Why It Matters
Every trade in FC 27 Ultimate Team goes through the transfer market, and EA takes 5% of every completed sale. Learn how the tax affects your profits and how to work out your break-even price.
Every trade in Football Ultimate Team (FUT) in FC 27 goes through the transfer market, and EA still takes 5% of every completed sale. Many new traders overlook this rule, and it often turns what looks like a profit into a loss.
How the Tax Works
When a card you listed sells, EA removes 5% of the sale price before the coins reach your balance. The cut applies to every item, no matter the price. Listing is free, and nothing is taken if a listing expires unsold.
- Buy price: 20,000 coins
- Sale price: 21,000 coins
- EA tax: 1,050 coins (5% of 21,000)
- Net return: 19,950 coins
- Result: 50 coin loss
Why It Matters
The tax makes small margins dangerous. If you buy without checking the numbers, you can lose coins even when selling above your purchase price. Understanding the tax keeps your trades realistic.
Your Break-even Price
To break even, divide your buy price by 0.95. That is about 5.3% above what you paid. A card bought for 20,000 coins must sell for at least 21,053 coins, which in practice means listing at 21,250, the next valid price step. Anything below that is a loss.
How to Manage It
Check margins:
Work out your break-even price (buy price divided by 0.95) before you buy.
Aim for higher gaps:
Target trades where the difference between buy and sell is at least 10%.
Use a calculator:
A simple tool saves time and avoids mistakes.
Final Thoughts
The 5% tax is not unfair. It keeps the market stable and prevents inflation. As a trader, your job is to work with it. Plan trades with the tax in mind, and you will avoid hidden losses and grow your balance with less risk.